3 Main Types of Policies:
- Package travel policies that offer multiple benefits, including coverage for trip cancellation, lost baggage, and emergency medical expenses.
- Policies that cover only emergency medical care, either for a single trip or multiple trips within a year.
- Medical evacuation policies, which cover primarily the cost of transportation to a decent hospital if you're injured or get sick.
Travel insurance prices are based on a combination of factors: Age, amount of coverage, and cost/ length of trip. A general guideline is that package travel policies cost 4 to 7 of a trips price and medical policies cost roughly $20 to $50 for $50,000-$100,000 worth of coverage.
Travel Insurance Sellers:
Here are some of the main travel insurances providers in the United States. All sell insurance direct, but you can also purchase their policies through third parties, such as InsureMyTrip.com.
- Access America
- CSA Travel Protection
- International Medical Group
- Medjet Assist
- Travel Guard